Risks covered

Crop insurance is designed to compensate participants against the following uncontrollable and unpredictable risks:

• Snow;
• Hail;
• Hurricanes, tornados;
• Excessive rain;
• Excessive wind;
• Excessive humidity;
• Excessive heat;
• Drought;
• Frost (late and early frost);
• Wild animals against which there is no adequate means of protection, with the exception of the waterfowl provided for through the damage compensation plan under the Federal-Provincial AgriInsurance Agreement;
• Insects and plant diseases appearing in the form of an invasion or epidemic, or against which there is no adequate means of protection;
• Flooding caused by a natural element and constituting an exceptional event;
• Ice formation in soil or frost from November to April, when the crop was insured the previous year.