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Protection against Interest Rate Hikes


La Financière agricole offers two kinds of protection against interest rate hikes.

Preferred Rate

Protection applicable on financing of up to $500,000

Secure Rate for Establishment

Offered to young people in the establishment stage

Protection applicable on financing of up to $500,000

Repayment for a maximum period of five years

Clientele excluded: part-time farmers, member-borrowers, goods and services companies and forestry producers.

Information on protection offered
SpecificationsPreferred RateSecure Rate for Establishment
  • No criteria for age and experience
  • Clients working full-time in agriculture
  • Be between 18 and 40 years of age
  • Have one year of experience in agriculture
  • Meet the notion of establishment
Characteristics of the protection against interest rate hikes60% of the portion of interest exceeding 8%*100% of the portion of interest exceeding 5, 6 or 7%*
TermThroughout the financing term5 years


*Calculated according to the interest rate on 1-year conventional mortgage loans established weekly by the Bank of Canada.