Crop Insurance

To Enrol

To enrol

Make certain you meet the eligibility criteria for each product you wish to insure.

Contact us

Contact an advisor at your service centre to make an appointment.

Forms

To open your file, complete the following forms:

Crop Insurance Enrolment Form (PDF)

Enrolment deadlines
Insured crop	Enrolment deadline
Apiculture – Subgroup Bees	November 1
Apiculture – Subgroup Honey	May 21*
Apple trees - Plan A	December 1 preceding the insurance year
Apples - Plan B	April 22 of the insurance year*
Cereal, Grain Corn and High-Protein Oilseed Crops – Grain	May 21*
Cereal, Grain Corn and High-Protein Oilseed Crops – Seed	May 21*
Cranberries	May 21*
Day-Neutral Strawberries	May 21*
Grain Corn – Collective	May 21*
Haskap berries	October 1 preceding the insurance year
Hay, Corn Silage, Cereals and Emerging crops	May 21*
Maple syrup	February 15 of the insurance year (extended to February 22, 2019)
Market Garden Crops	May 21*, except for vegetables grown for processing insurable until the seeding or planting start date indicated in the Directory of the dates for applying to the Crop Insurance Program
Market Garden Crops – Local Market Gardening	May 21*
Market Garden Crops - Perennial Vegetables	According to coverage chosen
Potatoes	May 21*
Semi-cultivated low-bush blueberries	December 1 preceding the insurance year
Strawberries and Raspberries - Fall and Spring Enrolment	May 21 for spring enrolment* November 15 preceding the insurance year for fall enrolment
Vegetables Grown for Processing	Before seeding or by the seeding cut-off date for each crop, i.e. July 22* for beans and July 1* for sweet corn and green peas

* As announced on March 21, 2020, the end dates for spring protections have been extended. This measure has been taken to help you through the crisis caused by the COVID-19 pandemic.

Financing of the premium

The premium is usually cost-shared by the Canadian and Québec governments (60%) and participants (40%), although these proportions may vary according to the crops and benefit options chosen.

Choose your benefit option: 60%, 65%, 70%, 75%, 80% and more

The benefit option corresponds to the coverage level you wish to be insured for. The choice of options varies according to the crop.

Example:
If your benefit option is 75%, your deductible will be 25%. Any loss would therefore need to be higher than 25% before you would be entitled to compensation.

Your benefit option is 75% and your loss totals 40%. The loss for which you would be compensated is calculated as follows:

Gross losserte brute − Deductible = Net loss compensated
40% − 25% = 15%

Your responsibilities during the year

Abide by the standards issued for

Corn heat units (CHUs)

List of Municipalities of 2,300 Corn Heat Units (CHUs) or Over (PDF in French)
List of Municipalities from 2100 to 2250 Corn Heat Units (CHUs) (PDF in French)
List of CHU Numbers Based on Seeding Date (French)

Seeding cut-off dates and harvesting deadlines

Autres pratiques culturales

Guide to Farming Standards Approved by La Financière agricole for Potatoes, Cereals, Emerging Crops, Grain Corn and Oilseeds (PDF)
Standards Recommended by the Centre de référence en agriculture et agroalimentaire du Québec (CRAAQ) or Approved by La Financière agricole

Produce and send your phosphorus report

Deadline

May 15 mai of every year.

Sending the phosphorus report

The phosphorus report must be sent to the Ministère du Développement durable, de l'Environnement et de la Lutte contre les changements climatiques. See the section on the phosphorus report to find out more.

You only have to send the phosphorus report once for all the programs you are enroled in.

To renew your enrolment

Your renewal is automatic based on your insured units from the year before. If you want to make any changes to your insurance certificate, contact us before the enrolment deadline for your production.