Make certain you meet the eligibility criteria for each product you wish to insure.
Contact an advisor at your service centre to make an appointment.
To open your file, complete the following forms:
|Insured crop||Enrolment deadline|
|Apiculture – Subgroup Bees||November 1|
|Apiculture – Subgroup Honey||May 21*|
|Apple trees - Plan A||December 1 preceding the insurance year|
|Apples - Plan B||April 22 of the insurance year*|
|Cereal, Grain Corn and High-Protein Oilseed Crops – Grain||May 21*|
|Cereal, Grain Corn and High-Protein Oilseed Crops – Seed||May 21*|
|Day-Neutral Strawberries||May 21*|
|Grain Corn – Collective||May 21*|
|Haskap berries||October 1 preceding the insurance year|
|Hay, Corn Silage, Cereals and Emerging crops||May 21*|
|Maple syrup||February 15 of the insurance year (extended to February 22, 2019)|
|Market Garden Crops||May 21*, except for vegetables grown for processing, which can be insured up to the seeding or planting cut-off date|
|Market Garden Crops – Local Market Gardening||May 21*|
|Market Garden Crops - Perennial Vegetables||According to coverage chosen|
|Semi-cultivated low-bush blueberries||December 1 preceding the insurance year|
|Strawberries and Raspberries - Fall and Spring Enrolment||May 21 for spring enrolment*|
November 15 preceding the insurance year for fall enrolment
|Vegetables Grown for Processing||Before seeding or by the seeding cut-off date for each crop, i.e. July 15 for beans and June 24 for sweet corn and green peas|
* As announced on March 21, 2020, the end dates for spring protections have been extended. This measure has been taken to help you through the crisis caused by the COVID-19 pandemic.
The premium is usually cost-shared by the Canadian and Québec governments (60%) and participants (40%), although these proportions may vary according to the crops and benefit options chosen.
The benefit option corresponds to the coverage level you wish to be insured for. The choice of options varies according to the crop.
If your benefit option is 75%, your deductible will be 25%. Any loss would therefore need to be higher than 25% before you would be entitled to compensation.
Your benefit option is 75% and your loss totals 40%. The loss for which you would be compensated is calculated as follows:
Gross losserte brute − Deductible = Net loss compensated
40% − 25% = 15%
May 15 mai of every year.
The phosphorus report must be sent to the Ministère du Développement durable, de l'Environnement et de la Lutte contre les changements climatiques. See the section on the phosphorus report to find out more.
You only have to send the phosphorus report once for all the programs you are enroled in.
Your renewal is automatic based on your insured units from the year before. If you want to make any changes to your insurance certificate, contact us before the enrolment deadline for your production.