La Financière agricole du Québec
Crop Insurance
Make certain you meet the eligibility criteria for each product you wish to insure.
Contact an advisor at your service centre to make an appointment.
To open your file, complete the following forms:
| Insured crop | Enrolment deadline |
|---|---|
| Apiculture – Subgroup Bees | November 1 preceding the insurance year |
| Apiculture – Subgroup Honey | May 13, 2022* |
| Apple trees - Plan A | December 1 preceding the insurance year |
| Apples - Plan B | April 1 of the insurance year |
| Autumn Cereals | November 15 preceding the insurance year |
| Cereal, Grain Corn and High-Protein Oilseed Crops – Grain | April 30 |
| Cereal, Grain Corn and High-Protein Oilseed Crops – Seed | April 30 |
| Cranberries | April 30 |
| Day-Neutral Strawberries | April 30 |
| Grain Corn – Collective | April 30 |
| Haskap berries | September 30 preceding the insurance year |
| Hay, Corn Silage, Cereals and Emerging crops | April 30 |
| Maple syrup | February 15 of the insurance year |
| Market Garden Crops | April 30, except for vegetables grown for processing insurable until the seeding or planting start date indicated in the Directory of the dates for applying to the Crop Insurance Program |
| Market Garden Crops – Local Market Gardening | April 30 |
| Market Garden Crops - Perennial Vegetables | According to coverage chosen |
| Potatoes | April 30 |
| Semi-cultivated low-bush blueberries | December 1 preceding the insurance year |
| Strawberries and Raspberries - Fall and Spring Enrolment | April 30 for spring enrolment November 15 preceding the insurance year for fall enrolment |
| Vegetables Grown for Processing | Before seeding or by the seeding cut-off date for each crop, i.e. July 15 for beans and June 24 for sweet corn and green peas |
* The enrolment deadline and minimum number of hives are being changed on an exceptional basis for the 2022 insurance year. Certain conditions apply for beekeepers with between 15 and 34 hives.
The premium is usually cost-shared by the Canadian and Québec governments (60%) and participants (40%), although these proportions may vary according to the crops and benefit options chosen.
The benefit option corresponds to the coverage level you wish to be insured for. The choice of options varies according to the crop.
Example:
If your benefit option is 75%, your deductible will be 25%. Any loss would therefore need to be higher than 25% before you would be entitled to compensation.
Your benefit option is 75% and your loss totals 40%. The loss for which you would be compensated is calculated as follows:
Gross losserte brute − Deductible = Net loss compensated
40% − 25% = 15%
May 15 mai of every year.
The phosphorus report must be sent to the Ministère du Développement durable, de l'Environnement et de la Lutte contre les changements climatiques. See the section on the phosphorus report to find out more.
You only have to send the phosphorus report once for all the programs you are enroled in.
Your renewal is automatic based on your insured units from the year before. If you want to make any changes to your insurance certificate, contact us before the enrolment deadline for your production.